CASHLESS HOSPITALIZATION
Our Hospital is empanelled with most of the reputed insurance providers. We also accept employer covered insurance services.
Our Hospital is empanelled with most of the reputed insurance providers. We also accept employer covered insurance services.
Cashless mediclaim is the service in which an insured is able to get the hospitalization treatment free of cost. All the medical bills of hospitalization, up to the sum insured, are directly settled by an insurance company. Only the prior approval of TPA (Third-Party Administrator) is required in this process.
You need not have to run for the arrangement of funds at the time of emergency.
Cashless facility is subject to the conditions and terms in the policy.
The cashless mediclaim is of two types-
Planned claim - It is when an insured is aware of the hospitalization 2-3 days in advance.
Emergency - It is when an insured or his/her family member required immediate hospitalization, either due to grave illness or an accident.
Points to consider during cashless mediclaim-
| Inform your TPA before admission to hospital or in emergency case, ask one of your family members to do so. | ||
| Remember to have your ID card, as proof at the time of hospitalization | ||
| Have necessary investigation and medical reports | ||
| Provide complete information to your health insurer in a prescribed format. |
Apart from this, remember that admission to network hospitals is only availability of bed and the entire facility is subject to terms and conditions.
In addition, you should have complete knowledge of your coverage limits so that your claim would not be rejected. Therefore, it is better to understand all the terms and conditions of the policy and to have knowledge of different aspects related to health insurance arena in order to avail the benefits of your plan to the fullest.
In addition, you should have complete knowledge of your coverage limits so that your claim would not be rejected. Therefore, it is better to understand all the terms and conditions of the policy and to have knowledge of different aspects related to health insurance arena in order to avail the benefits of your plan to the fullest.
| Emergency treatment at our Cashless Hospital | ||
| Proceed to the admission with your health ID card | ||
| Ask the hospital to fill up the claims cashless request form and submit it to the insurance help desk at the hospital. | ||
| TPA / insurance company will issue an authorization letter for the coverage as per the policy to the hospital. | ||
| We will settle the bill directly with the insurance company. | ||
| If the treatment is not covered under your policy, a letter will be sent along with the reasons of rejection. | ||
Empanelled TPA's / Insurance Providers on Board
| Dedicated Healthcare Services Pvt. Ltd. | Universal Sompo General Insurance Ltd. | ||
| Medsave Healthcare (TPA) Ltd. | MD India Healthcare Services Pvt. Ltd. | ||
| Bharat Sanchar Nigam Ltd. | Spurthi Meditech (TPA) Solutions Pvt. Ltd. | ||
| Future General India Ltd. | Reliance General Insurance Co. Ltd. | ||
| Ericson (TPA) Healthcare Ltd. | Good Health Plan (TPA) Pvt. Ltd. | ||
| Vipul MedCorp Pvt. Ltd. | TTK Healthcare Services Pvt. Ltd. | ||
| Safeway (TPA) Services Pvt. Ltd. | Alankit Healthcare (TPA) Ltd. | ||
| Medi Assist India (TPA) Pvt. Ltd. | Gokulam Health Services (TPA) Pvt. Ltd. | ||
| Raksha (TPA) Pvt. Ltd. | ICICI Lombard General Insurance Co. Ltd. | ||
| E-Meditek (TPA) Services Ltd. | Bajaj Allianz General Insurance Co. Ltd. | ||
| Genins India (TPA) Ltd. |
